We are an independent asset finance company providing capital to businesses in the payment processing…
Short term bridging finance support is available through our own funding lines. This type of loan is…
A buy-to-let mortgage or landlord investor mortgage is a mortgage sold specifically to people or businesses...
Investor Commercial Mortgages: Giles Finance negotiates commercial mortgages on the behalf of investors…
Corporate banking is simply a financial term for company loans that come with the actual day to day banking facility...
We have access to property development loans for new build property development…
A buy-to-let mortgage or the property investor mortgage is a loan taken against a property specifically...
Then find a beautiful photograph that depicts a First Time Buyer Mortgage Services as the background picture.
We provide invoice factoring services from all the major factors. Some industries such as construction,…
The benefit of using a secured loan or second charge funding services is for the avoidance of paying high...
Giles Finance has the specialist finance facility for Freehold & Leasehold Retail Businesses in England and Wales.…
No matter how big you are and in what industries or sectors you do business, we can help you work smarter, provide support and help you achieve your business goals. Speak to one of our advisers and get free advice!
Giles Finance & Consultancy Services is an FCA-authorised, whole-of-market mortgage and commercial finance broker advising clients across England and Wales from offices in Willenhall, Dagenham, Rainham and Putney. Use the table to find the right service, then open the page for indicative terms, a worked example and the documents lenders will ask for.
| Service | Who it is for | Typical loan size | Key measure lenders use |
|---|---|---|---|
| Asset finance | Businesses buying vehicles, plant and equipment | £5,000 – £5m | Asset value, resale market and trading |
| Bridging finance | Auction buyers, chain breaks, refurbishments | £10,000 upwards | LTV (up to 75%) and exit strategy |
| Buy-to-let mortgages | Individual and limited company landlords | £50,000 – £5m+ | Rental cover (ICR 125% – 145%) |
| Commercial & agricultural mortgages | Owner-occupiers, investors and farms | £100,000 – £25m+ | LTV (up to 75%) and debt service cover |
| Corporate banking & company loans | SMEs and mid-market companies | £25,000 – £25m+ | Debt service cover and trading record |
| Development funding | Property developers and builders | £50,000 – £50m | Loan-to-cost and loan-to-GDV |
| Expat buy-to-let mortgages | UK nationals and foreign nationals living abroad | £75,000 – £2m+ | Rental cover, residency and income currency |
| First-time buyer mortgages & remortgages | Homebuyers and homeowners | £50,000 – £2m+ | Income multiple and LTV (up to 95%) |
| Invoice factoring & discounting | B2B businesses waiting on unpaid invoices | From £50,000 turnover | Quality and spread of your debtors |
| Leasehold business finance | Buyers of trading businesses | £50,000 – £5m | Going-concern value and lease length |
| Secured loans & second charge mortgages | Homeowners raising money without remortgaging | £10,000 – £1m+ | Combined LTV (up to 75% – 85%) |
Loan sizes are indicative ranges across the lenders we work with and are not limits on what we can arrange.
Last reviewed: 2 October 2026 by Dennis Galley, Operations Director & Compliance Officer at Giles Finance & Consultancy Services, authorised and regulated by the Financial Conduct Authority (FRN 726857). Residential mortgages, regulated bridging and second charge mortgages secured on your home are regulated by the FCA. Most buy-to-let mortgages and most commercial and business finance are not regulated by the FCA. Your home may be repossessed if you do not keep up repayments on your mortgage.
