About Us

Giles Finance is a firm of financial advisers in the UK. We provide a range of financial services including arranging corporate and business loans for all types of business, mergers and acquisitions services, buy to let mortgages, commercial business mortgages to both businesses and individuals in across England and Wales.

Our team comprises professional mortgage advisors, business mergers and acquisition advisers and corporate banking loan advisers. We also specialize in secured loans and bridging loans for investors who need quick completion. Our advisers have a depth of experience in managing the financing of single and multi-property portfolios for the UK and foreign investors. Customer satisfaction is the core reason we are in business and have survived one of the deepest financial recessions in the UK.

Come to us and enjoy the experience!

What fees are involved?

Arrangement fee

Payable to the mortgage lender for the administration of the case. This can be added to the overall loan or paid upon submission of the application or before completion.

Valuation fee

Payable to Giles Finance & Consultancy Services for arranging the actual property valuation which is required by the mortgage lender. Please note that a copy of this valuation is normally only sent to the mortgage lender. This fee is non-refundable must be paid upon submission of the application.

Legal fee

The mortgage lender may use the same solicitor as the customer (the practice must have 2 or more partners). The lender’s legal fees are payable by the customer for initiating the process. This is payable to the lender solicitor. The client also pays for their own legal fees.

Processing Fee

A charge for securing a certain mortgage rate usually only found on fixed rates. This may become payable upon submission of the application.

Why use us for your financial services requirements

It is important to us that your application goes smoothly, and we pride ourselves on the fact investors choose to continue building their buy to let and commercial portfolios with us. We accept commercial mortgage applicants with with adverse credit history. Whether you are a first time buyer looking for a new commercial mortgage or buy to let mortgages or aiming to switch home loans at the end of a deal with an existing mortgage or you want to find the best mortgage product option to meet your needs.

That is not always as easy as it seems as there are thousands of buy to let mortgages and commercial mortgages available at any one time, from various lenders. They cover just about every type of deal and cater for all sorts of different requirements. For example, a new home buyer may want the security of a fixed rate mortgage and an existing borrower may just want a cheap remortgage deal whiles those with bad credit will simply be looking for a specialised lender willing to give them a chance. All borrowers, regardless of personal status, want to be able to compare the best mortgages on the market and find out what might suit them.

This is where our commercial mortgage comparison service can help. It covers the entire market be it trackers, fee-free mortgages, flexible or self-certified loans and, effectively acting as a mortgage calculator, can tell you within seconds what products might suit you best. To find the right deal, all you do is give our commercial mortgage team a call and answer some simple questions. Our search tool will narrow down the field on your behalf, tell you what commercial loan rates are available, how long the deals last for and their true cost. The service even tells you the monthly commercial mortgage payments and how much interest you might pay, allowing you to decide if it is affordable or not. You can then apply, either online or by phone.