Giles Finance has arranged mortgage and commercial finance for borrowers across East London and Essex for more than twenty years. Our Dagenham office at 11 Wren Road is the firm’s registered address with the Financial Conduct Authority (firm reference 726857), and the base from which we advise clients across Barking & Dagenham, Barking, Becontree, Romford and Ilford.
What we arrange from the Dagenham office
Barking & Dagenham remains one of the more accessible parts of the capital for property investors and owner-occupiers alike, and the enquiries we handle here reflect that. The work divides broadly between landlords building or refinancing portfolios and buyers purchasing their first or second home.
- Buy-to-let mortgages — single properties through to portfolio landlords
- Limited company and SPV buy-to-let for landlords holding through a corporate structure
- First-time buyer mortgages and remortgages
- Commercial mortgages on shops, offices and mixed-use premises
- Bridging finance for auction purchases and chain breaks
- Secured loans and second charge mortgages
The local lending picture
Regeneration along the Thames corridor — Barking Riverside and Beam Park in particular — has changed the borrowing profile of this part of East London considerably. New-build purchases bring their own lender criteria, and not every lender treats a new-build flat, a shared ownership share or a property above commercial premises the same way. Where a case is declined on a high-street criteria check, it is frequently a matter of placing it with a lender whose policy fits, rather than the case being unfundable.
Transport has a bearing too. The c2c line into Fenchurch Street and District line services shape tenant demand, and lenders assessing a buy-to-let will look at rental evidence in the immediate area rather than borough-wide averages.
Areas covered from Dagenham
Dagenham, Barking, Becontree, Chadwell Heath, Goodmayes, Ilford, Romford and the surrounding RM and IG postcodes. We also act for clients across England and Wales, and hold offices in Rainham, Putney and Willenhall.
Visit or contact the Dagenham office
Giles Finance
11 Wren Road
Dagenham
Essex
RM9 5YN
Telephone: 020 8088 2211
Appointments are advisable. Send an enquiry and we will come back to you to arrange a convenient time.
Giles Finance is authorised by the Financial Conduct Authority (No. 726857) to transact regulated mortgages. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Not all buy-to-let and commercial lending is regulated by the Financial Conduct Authority.