Asset Finance to Unlock Business Growth with Giles Finance

Looking to buy your first home, secure a high loan-to-value mortgage, or remortgage on better terms? At Giles Finance, we deliver expert, independent mortgage advice designed to help you access the best residential mortgage and remortgage deals across the UK.

Whether you are a first time buyer with a small deposit, a homeowner seeking better rates, or a high net worth individual requiring bespoke lending solutions, our experienced advisers are here to secure the right mortgage for your needs.

First Time Buyer Mortgages – Up to 95% Loan to Value (LTV)

Buying your first home is one of the most important financial decisions you will ever make. At Giles Finance, we specialise in helping first time buyers secure competitive mortgages — including high loan-to-value products of up to 95% LTV.

This means you may be able to buy your home with as little as a 5% deposit, subject to lender criteria.

Our advisers will guide you through:

• First time buyer mortgage applications
• 95% LTV and low-deposit mortgages
• Government-backed and lender-supported schemes
• Affordability assessments
• Credit profile improvement strategies
• Mortgage offers in principle
• End-to-end application support

We simplify the process, remove uncertainty, and ensure you enter homeownership with clarity, confidence, and financial security.

Residential Mortgages Tailored to You: Every borrower is different. That is why we take a personalised approach to residential mortgage advice.

We help clients secure mortgages for:

• Employed and self-employed applicants
• Contractors and professionals
• Complex income structures
• Multiple income streams
• Applicants with historic credit issues
• High earning professionals

With access to leading UK lenders and specialist providers, we source residential mortgage products that align with your financial goals — not generic, one-size-fits-all solutions.

High Net Worth & Bespoke Mortgage Solutions

Giles Finance is trusted by professionals, executives, business owners, and investors who require high-value and bespoke mortgage facilities.

We provide specialist mortgage solutions for:

• High net worth individuals
• High-value property purchases
• Complex asset portfolios
• Overseas income earners
• Company directors and entrepreneurs