Landlords Moving Their Buy-to-Let Property Portfolio into Limited Company NewCo’s: A New Look at Property Ownership
Newco stands for New Company in this case newly setup limited company. In recent years, a growing number of landlords in the UK have been transferring their buy-to-let property portfolios into limited company structures, often referred to as NewCo’s. This strategic shift is driven by a combination of tax considerations, regulatory changes, and financial advantages. […]
Bridging Loan Providers in the UK Experiencing a Bounce in Loan Applications: A Comprehensive Analysis
The bridging loan industry in the United Kingdom has been witnessing a surge in loan applications, driven by various economic and market factors. This report delves into the reasons behind the increased demand for bridging loans, the impact of these trends on providers, and the implications for borrowers seeking short-term financing solutions. Section 1: Understanding […]
Commercial Mortgage Market Post Covid 19 – UK Market Update
The performance of commercial mortgage lenders in the UK has improved since the COVID-19 pandemic. In the early days of the pandemic, many lenders were reluctant to lend to businesses, as there was uncertainty about the economic outlook. However, as the economy has recovered, lenders have become more willing to lend. There are a number […]
Residential buy to let landlords take note – Changes to the landlord property rental regulations, which are expected to come into force in April 2023
The UK government has announced a number of changes to the landlord property rental regulations, which are expected to come into force in April 2023. These changes are designed to improve the quality of rental properties and protect tenants’ rights. Energy Performance Certificate (EPC): From April 2023, all landlords will be required to have an up-to-date […]
10 point plan for buy to let property investment in the UK
Investor Plan for Buy-to-Let Property Investment in the UK Investing in buy-to-let properties can be a lucrative venture in the UK, providing rental income and potential capital appreciation. However, it requires careful planning and research to maximise returns and manage risks effectively. This 10-step investor plan outlines key considerations for a successful buy-to-let property investment […]
A 10 point plan for acquiring a commercial bridging loan – Commercial Mortgages
The purpose of the loan: What will the loan be used for? Is it to purchase a property, refurbish a property, or develop a property? What is the purpose of the loan: Will the property be owner occupied or will it be rented out (investment) or part rented and part owner occupied? The amount of the […]
What is the ultimate goal for acquiring a property bridging finance loan – A must read for UK property investors.
Bridging finance is a short-term loan that is used to bridge the gap between the purchase of one property and the remortgage and sale of the same property or another. It is typically used by investors who are looking to quickly acquire a property, or by homeowners who need to sell their property quickly but […]
UK Commercial Mortgage Market – Property Types Eligible for Commercial Mortgages in the UK: A Comprehensive Analysis
Commercial mortgages play a pivotal role in facilitating investments in various real estate ventures across the United Kingdom. These loans are not limited to traditional business premises but encompass a diverse range of properties. This report delves into the types of properties that qualify for commercial mortgages in the UK, exploring the criteria that lenders […]
UK buy to let mortgages – A look at the current mortgage rates
A buy-to-let mortgage is a type of mortgage that is used to purchase a property that will be rented out to tenants. Buy-to-let mortgages are typically more expensive than residential mortgages, as they are seen as being riskier by lenders. In recent years, there has been an increase in the rates of buy-to-let mortgages in […]
The French pension crises explained and the reason for the strikes.
In 2019, the French government announced its decision to increase the pension age from 62 to 64 years. The decision was met with widespread protests and strikes, with many people arguing that the changes would unfairly burden older workers and undermine the country’s social welfare system. In this article, we will discuss the details of […]